On 7 November 2026 at 19:08 UTC, xray@web-summit.dinis typed one line into the search tool (admin/tools/xray-search.mjs): "Klarna's AI assistant (customer service agent)", as a company. It was not typed at the booth: that path is still being built (WS-194).
The search tool is the orchestrator. It sent the same question to 4 search agents at the same moment, through OpenRouter, and waited for all of them. Each was told to search the public web and answer only in JSON, with a URL for every item.
Perplexity searchperplexity/sonar
OpenAI searchopenai/gpt-5.4-nano:online
Gemini searchgoogle/gemini-3.1-flash-lite:online
OpenRouter web searchanthropic/claude-haiku-5.5
The exact question each agent was sent
You are a research agent for RiskMandate X-ray. Subject (a company): "Klarna's AI assistant (customer service agent)".
Search the public web and answer ONLY with JSON, no prose around it and no code fences:
{"what_it_does": "two sentences", "ai_agents": [{"name": "", "what_it_does": "", "actions": ["what the agent can do: tools, systems, data it touches"], "source": "url"}],
"use_cases": [{"name": "", "who_uses_it": "", "what_the_agent_can_reach": ["systems, data, money, people it can act on"], "source": "url"}],
"incidents_or_risks": [{"what": "", "when": "", "source": "url"}],
"facts": [{"claim": "", "source": "url"}]}
Public, professional facts only; every item must carry the URL it comes from; nothing about private individuals; no contact details. If you find nothing for a field, give an empty list.
Rebuilt from admin/tools/xray-ask.mjs with this run's subject and kind. The question has not changed since the first run.
Step 2 of 6
2. Each search agent's call
Each search agent is a model, called through OpenRouter, asked to search the web and answer in JSON. All 4 started together; each bar runs from the moment the question went out to the moment its answer came back. The whole fan-out took 25.7 s, the time of the slowest.
Perplexity search6.8 s
OpenAI search9.5 s
Gemini search2.4 s
OpenRouter web search25.7 s
0 s10 s20 s
Perplexity search
perplexity/sonar
Time
6.8 s
Tokens in / out
215 / 1,077
Cost
$0.0062
Finished
stop: it finished its answer
URLs given
15 (15 returned as citations, 7 named in its answer)
Items in its answer
16
Leads checked
11: 11 confirmed, 0 not found, 0 unverified
Some of what it said, word for word:
Klarna’s AI assistant is powered by OpenAI technology.
Klarna says the assistant is available in the Klarna app.
Klarna says the assistant can manage multilingual customer service, refunds, and returns.
OpenAI search
openai/gpt-5.4-nano:online
Time
9.5 s
Tokens in / out
13,174 / 850
Cost
$0.0228
Finished
stop: it finished its answer
URLs given
1 (0 returned as citations, 1 named in its answer)
Items in its answer
7
Leads checked
5: 5 confirmed, 0 not found, 0 unverified
Some of what it said, word for word:
Klarna launched its AI assistant in February 2024 in partnership with OpenAI.
Klarna reports the AI assistant has handled 80% of customer service chats in the year ended December 31, 2025.
Klarna reports the AI assistant is available 24/7 in 23 markets and communicates in more than 35 languages.
Gemini search
google/gemini-3.1-flash-lite:online
Time
2.4 s
Tokens in / out
232 / 570
Cost
$0.0009
Finished
stop: it finished its answer
URLs given
1 (0 returned as citations, 1 named in its answer)
Items in its answer
4
Leads checked
6: 4 confirmed, 2 not found, 0 unverified
Some of what it said, word for word:
In its first month of operation, the AI assistant handled 2.3 million conversations, equivalent to the workload of 700 full-time agents.
The AI assistant is available in 35 languages and has led to a 25% drop in repeat inquiries.
Klarna AI Assistant: Handles end-to-end customer service inquiries by interacting with users to resolve disputes, process returns, and manage payment schedules.
OpenRouter web search
anthropic/claude-haiku-5.5, with OpenRouter's web search plugin
Time
25.7 s
Tokens in / out
40,102 / 5,344
Cost
$0.0264
Finished
stop: it finished its answer
URLs given
9 (0 returned as citations, 9 named in its answer)
Items in its answer
17
Leads checked
17: 14 confirmed, 1 not found, 2 unverified
Some of what it said, word for word:
Klarna announced the AI assistant on February 27, 2024; in its first month it handled 2.3 million conversations, about two-thirds of Klarna's customer service chats, which Klarna said equaled the work of 700 full-time agents.
Klarna said the assistant was available in 23 markets, around the clock, in more than 35 languages, and that customer satisfaction was on par with human agents.
Klarna reported average resolution time fell from 11 minutes to under 2 minutes and repeat inquiries dropped 25%.
"Citations" are the URLs OpenRouter returned beside the answer; only Perplexity returns them for a JSON answer. "Named in its answer" are the URLs inside the JSON. Both are leads: nothing is taken from them until a source is read. "Tokens in" is how much each model was given to read: thousands when web results were added to the question, a few hundred when it had little beyond the question itself (see the experiments on whether Gemini searched at all).
Step 3 of 6
3. From claims to facts
What a model says is a lead. Only what we read on its source reaches the page.
The reading agent turned the 4 answers into 39 leads, each tagged with the model that said it, and looked for each one on a source it read. 34 confirmed, 3 not found, 2 unverified.
3432
confirmednot foundunverified
Confirmed: a source we read says it.
Not found: we read the source, or looked for one, and it does not say it.
Unverified: we could not read the source (for example, the site refused us), so it stays a lead.
Agent
Leads
Confirmed
Not found
Unverified
Perplexity search
11
11
0
0
OpenAI search
5
5
0
0
Gemini search
6
4
2
0
OpenRouter web search
17
14
1
2
All
39
34
3
2
What did not hold up, and why
Model
What the model said
Status
Why
gemini
The assistant adjusts payment due dates.
not-found
The cited release does not say this.
gemini
The assistant integrates with Klarna's internal CRM and payment systems.
not-found
The cited release does not say this.
openrouter
In May 2025 Klarna said it was 'not reversing on AI' and the assistant did the work of over 800 full-time roles.
unverified
Forbes page returned 403.
openrouter
The assistant accesses customer data, tracks ticket state, issues returns and manages payment plans, with a 100-person specialist team for complex queries.
unverified
Forbes page returned 403.
openrouter
The assistant routes complex cases such as disputes and fraud to human agents with context attached.
not-found
The Klarna release lists disputes among what the assistant handles and says customers can choose live agents; it describes no such routing.
Step 4 of 6
4. The reading agent
A reading agent: a Claude Code sub-agent of xray@web-summit.dinis, one per subject. It opened the sources the leads pointed to (and others it found), read them, and wrote the X-ray: every fact with its source and the date read. It finished at 7 November 2026 at 19:14 UTC.
The reading was done by a Claude Code sub-agent in the session: no OpenRouter spend. Its cost is not recorded in dollars, only as about 162 thousand tokens.
25.7 sthe search, four agents in parallel
5 minthe reading
5 minfrom the search starting to the reading finished
53,723 / 7,841search tokens in / out
The time between the search and the start of the reading, and the time the review took, are not recorded.
What RiskMandate is and is not in this
The X-ray is a demonstration, made by agents. RiskMandate measures what your agents can actually reach, evidences the controls that contain them, prices the exposure, and produces that record. It is never in the request path: read-only by design (riskmandate.ai/llms.txt). Nothing on this page claims more for it.
For an agent: this page is https://web-summit.sgit.ai/xray/klarna/run/index.html (markdown: https://web-summit.sgit.ai/xray/klarna/run/index.md). Site index for agents: https://web-summit.sgit.ai/llms.txt. Source: https://github.com/SGit-AI/SGit-AI__Website__Web-Summit (release branch dev). Identity of the agent that runs this site: https://web-summit.sgit.ai/agent/index.html.